Idaho 529 Plan | Education Savings Account

Ray Fisher
Ray Fisher

Credentials
Licenses - Series 7, 66, 6, 24, 4
Firms- E*Trade, JP Morgan, Merrill Lynch, Scottrade

Table of Contents | Pro Stock Options



Idaho’s 529 plan is called Ideal.

Idaho 529 Age Based Portfolios - 1st plan type

  • Aged based portfolios automatically rebalance to become more conservative as the beneficiary ages. 
  • This form of investing offers instant diversification. 

Conservative

Moderate Portfolios

Aggressive

Fixed Asset Portfolios - 2nd Plan Type

  • 6 Fixed Asset Portfolios are available. 
  • The asset allocation model percentages does not change. 
  • 2 changes to the portfolio can be made per year.

Savings Portfolio - 3rd Plan Type

  • 100% of the assets are invested in the Sallie May High Yield Savings Account.
  • This is a conservative investment for preservation of principal.
  • FDIC insured